Head office was set up in the year 2005 for the smooth and systematic functioning. In the beginning it was situated at the Karwar Branch premises.

The Management had a vision of developing the institution and adding up more branches to serve the society. In order to administer the proper functioning of all the branches a separate head office was set up in new building at Sonarwada, Karwar. A completely furnished office of 3000 sq.ft space with a Conference Hall, Computers, Internet facility, efficient Staff Members for specialized sections were set up like Planning, Establishment, Accounts, Loans & Recovery.

Each Section takes care that plans envisioned are put into actions and goals are achieved.

Recovery Section:

Mr.Vinayak Bandekar

Recovery Officer

Recovery Officers

This section manages the workout and resolution non-performing loans in order to preserve principal and prevent charge off. This section investigates and thoroughly understands borrower problems, formulates strategies and solutions for resolving these loans. The recovery officers go in to the field for seizing purpose. In case of tough defaulter the vehicle seized must be correctly entered and the arrangements for its safe keeping are also done by them.