Head office was set up in the year 2005 for the smooth and systematic functioning. In the beginning it was situated at the Karwar Branch premises.

The Management had a vision of developing the institution and adding up more branches to serve the society. In order to administer the proper functioning of all the branches a separate head office was set up in new building at Sonarwada, Karwar. A completely furnished office of 3000 sq.ft space with a Conference Hall, Computers, Internet facility, efficient Staff Members for specialized sections were set up like Planning, Establishment, Accounts, Loans & Recovery.

Each Section takes care that plans envisioned are put into actions and goals are achieved.

Loan Section:

This Section is responsible for managing the loan operation department of the co-operative. This section manages the daily operation in an efficient and effective manner. It is responsible to approve loans within specified limits and refer loan application s outside those limits to Management for approval. Timely interacting with the concerned loan advancing staff personnel at the branch to improve accuracies and efficiencies is one of the most important duties. Also analyzing applicant’s financial status and property evaluations to determine feasibility of granting loans.