Head office was set up in the year 2005 for the smooth and systematic functioning. In the beginning it was situated at the Karwar Branch premises.

The Management had a vision of developing the institution and adding up more branches to serve the society. In order to administer the proper functioning of all the branches a separate head office was set up in new building at Sonarwada, Karwar. A completely furnished office of 3000 sq.ft space with a Conference Hall, Computers, Internet facility, efficient Staff Members for specialized sections were set up like Planning, Establishment, Accounts, Loans & Recovery.

Each Section takes care that plans envisioned are put into actions and goals are achieved.


Mr. Rayappa .R. Raikar

Mr. Raikar resumed his role as an Auditor in Co-operative Audit Department in the year 1964. He successfully rendered his service for 5 years in the same post. Identifying his good qualities like honesty and ability, he was than promoted as Senior Auditor. He dutifully served for 33 years in various places like Bijapur, Karwar etc.

Mr. B V Nayak

Shri B V Nayak resumes his role as a Senior Internal Auditor in our co-operative at Head Office. He holds the experience of 35 years in KSCARD Bank as a Branch Manager and also a post of District Internal Auditor. He is identified for his good qualities like honesty and steady towards the section work..